Liability Coverage
It covers the costs associated with injuries or property damage you cause to others in an accident. Liability coverage limits are as three numbers, 100/300/50.
Collision Coverage
This covers damage to your own vehicle, regardless of who is at fault. Whether you hit another car, a tree, or a stationary object, collision coverage.
Comprehensive Coverage
This covers damage to your vehicle from events other than collisions, such as theft, vandalism, fire, natural disasters, or falling objects.