We understand that financial needs can arise at any time. That's why we specialize in helping you navigate the world of overdraft facilities, providing expert guidance and support to secure the right solution for your unique circumstances.An overdraft facility is a credit line linked to your checking account that allows you to withdraw more money than you currently have available. It acts as a safety net, enabling you to cover unexpected expenses, bridge gaps in income, or seize time-sensitive opportunities without the hassle of applying for a traditional loan. Instead of your transaction being declined, the overdraft facility kicks in, covering the shortfall up to a pre-agreed limit.When you make a purchase or payment that exceeds your account balance, the overdraft facility automatically covers the difference. The overdrawn amount, plus any applicable fees and interest, is then owed to the financial institution. You typically have a grace period to repay the overdrawn amount, after which interest is charged on the outstanding balance